RBS posts 466 million pounds in losses in Q2

LONDON (AP) ? Royal Bank of Scotland on Friday reported a net loss of 466 million pounds ($723 million) for the second quarter as it set aside 310 million pounds to cover the costs of a computer crash and compensation for mis-selling products to customers.

RBS, which is 82 percent owned by British taxpayers, said it had made a 125 million pounds provision to pay the costs of a computer breakdown which caused havoc with customer accounts in June. It also set aside 50 million pounds for compensating loan customers who were mis-sold complex interest rate swaps. It also made an additional provision of 135 million pounds to compensate customers who bought payment protection insurance which they didn't need, raising the total provision for insurance mis-selling to 1.3 billion pounds.

The loss for the three months ending June 30 was down from a loss of 897 million pounds a year earlier. Operating profit fell 22 percent to 650 million pounds, and revenue fell 5.4 percent to 6.4 billion pounds.

"Overall, the usual complicated set of results with many moving parts, which demonstrated good progress on balance sheet recovery but continued issues around profitability," said Gary Greenwood, analyst at Shore Capital. He said first-half results were broadly in line with forecasts, though costs were higher than expected.

For the first half, the net loss rose from 1.4 billion pounds a year ago to 2 billion pounds.

RBS said it had dismissed a number of employees for misconduct as a result of investigations into the fixing of the London interbank offered rate (LIBOR), a key market index.

Chief Executive Stephen Hester said the issue remains under investigation. So far, only Barclays has been fined for its part in the scandal.

Hester again apologized for the computer problems which struck on June 16. Many customers complained that their deposits had not been posted promptly, leaving their accounts unable to pay bills. Hester has said he would not accept a bonus for this year because of the issue.

The worst problems were in RBS' Ulster Bank subsidiary in Northern Ireland, where Hester said problems with customer accounts had "now been largely rectified."

Source: http://news.yahoo.com/rbs-posts-466-million-pounds-losses-q2-070228355--finance.html

shrimp scampi kate upton si cover lobster recipes hearts roses flower delivery e cards

FBI to add tattoo art to its biometrics database

4 hrs.

Devin Coldewey

The FBI is requesting information from across the country on collections of tattoos and their affiliations. The data would be added to the Bureau's Biometric Center of Excellence, which currently?creates and improves databases of biometric data like fingerprints, DNA and irises.

A "Request for Information" memo has been issued by the FBI, asking for the locations and characteristics of databases of tattoos:

The BCOE is seeking information from academia, industry, or law enforcement entities related to any current databases containing tattoo/symbol images, their possible meanings, gang affiliations, terrorist groups or other criminal organizations.

The FBI did not immediately respond to our?questions about the scope and intent of the program, but we presume a database could be compiled that would help investigators understand and cross-reference common gang-related body art, or possibly associate it with a specific location or tattoo artist.

The BCOE is publicly working to build "multimodal biometric search capability," and also to build domestic and international relationships in order to achieve its goals. In other words, it's in charge of collecting and organizing what data it can get, and arranging access to others' data.

That tattoos can have associations with gangs is apparent, but it seems that the government is using them as grounds for suspicion: The Wall Street Journal reported this week that some hopeful immigrants had been denied green cards at least?partially because of their tattoos.

Sure,?body art is probably?protected under free speech, but there is also no legal?reason why the FBI shouldn't collect and analyze patterns among tattoos and their owners, using information collected legally and ethically. At the moment they are only testing the waters to see where and how the information has been collected, and in what way it could be accessed. But the goal is clearly to include such body art information and its potential implications along with other biometric measures.

??via Mashable

Devin Coldewey is a contributing writer for NBC News. His personal website is coldewey.cc.

Source: http://www.technolog.msnbc.msn.com/technology/technolog/fbi-add-tattoo-art-its-biometrics-database-893559

pie crust stuffing recipe happy thanksgiving kennedy assassination kennedy assassination jfk assassination pie crust recipe

How To Select Right Nursery To Get The Best Garden Plants

With the increasing pollution and unhealthy living habits has deteriorated our nature. In such a situation, many of you may have started planting various trees and plants in your garden. You can also adopt nurseries that sell plants at affordable prices. There are various garden centres in Nottinghamshire available, which provide you right direction at low cost. If you are really passionate about gardening and enough space to plant trees and grow grass, then you can follow these steps at the initial stage.

1)Once you have decided to go for buying seeds then you need to have patience as plants and also need time to grow once you plant a tree.

2)There are numbered of wholesale nurseries and Garden centre Nottingham available that can offer you plants at lower price. These nurseries use offline or online mode to order and to supply small plants. Now, its totally up to you that how you can access your desire plant.

3)Before buying plants, you need to learn more about that how you can keep it safer and healthy with minimum maintenance. On the basis of this requirement, you can easily down your list and plan accordingly.

4)You need to learn about the pesticides related to the plant that can help you to control the growth of pests and insects.

5)Always maintain your wide range of collection of garden plants, herbs, especially for your front yards.

Now, the question arises that why to avail garden plant for your home or nursery? You can check out some good nurseries in Nottingham that can provide a great amount of garden plants with colorful flowers according to the season. There are some garden centres available that sell small plants, large trees, grasses, groundcover and much more at the wholesale rate. This can save a large amount of money, especially when you are going to buy a large amount of orders. There are some nurseries available, which provide you a variety of different wild life plants that you can choose according to your environment, which make your house and garden more colorful.

You can also take help for the experts who have more knowledge than those other peoples who are working in big garden centers. With the help of expert guidance with vast experience and knowledge they will tell you that how to keep green plants, trees and shrubs in healthy conditions.

About the Author:
Hilltop Garden Centre and Plants Nursery is committed to offering a massive selection of garden plants and gardening items. Want More Information on everything about Plant Nurseries and garden centers in Nottinghamshire. For more information visit: http://www.hilltopnurseries.co.uk.

Source: http://www.articlesnatch.com/Article/How-To-Select-Right-Nursery-To-Get-The-Best-Garden-Plants/4040066

new ipad solar flare joseph kony 2012 arian foster dennis kucinich apple ipad kony

Online travel insurance? Smart way to travel | The Face of Afrika

10Jul

Visit Insurance Online? Smart way to travel
Many times

time online travel agent can provide a sufficient amount of information on its website along with other materials to help you on your destination well in advance travel is between The best tour company in line always advise you to have an online travel insurance well in advance. Such as online travel agents always allow you to take the right decision. Travel without proper travel insurance can prove to be a huge financial risk in case of any emergency. A reliable tour company can help you plan your vacation or business travel safely and general value-added services. This may include lunch / dinner is right, seating arrangements, hotel reservations, car rental reservations, and so forth. Travel believed might benefit from knowledge about the destination.

Sat href = ?http://ezinemark.com/goto.php?url=http://icicibank.com/Personal-Banking/insurance/general-insurance/travel-insurance/index.htm?>

Liked this article?

Subscribe to our RSS Feeds now!

Source: http://www.thefaceofafrika.com/online-travel-insurance-smart-way-to-travel/?utm_source=rss&utm_medium=rss&utm_campaign=online-travel-insurance-smart-way-to-travel

kyle orton ncaa tournament schedule black and tan dwight howard trade ncaa bracket 2012 2012 ncaa bracket john carlson

ComScore: iOS and Android market share continues to climb, RIM and Motorola continue to fall

Ready for some hardcore smartphone market share numbers? ComScore's got 'em for the three-month period ending in May 2012, and you probably won't be terribly surprised by the outcome. First, let's tackle smartphone platforms: Apple and Google posted minor increase month-over-month at 0.5 and 0.1 percent, respectively (1.7 and 0.8 over a three-month span). Microsoft (consisting of Windows Phone and Windows Mobile) didn't budge between April and May, though it nudged up a tenth of a percentage point since February. RIM dropped 0.2 percent over one month, but it already experienced a much more painful sting -- 2.0 percent -- during the three-month period. Symbian also went through similar concerns, going down 0.2 percent month-over-month and 0.4 percent since February.

As for specific manufacturers, Apple once again comes out on top, adding 1.5 percent to its customer base over the last three months for a total of 15 percent share. Samsung, still leading the pack in total market share at 25.7 percent, only grew by 0.1. Given the OEM's success in deploying the Galaxy S III to every major US carrier, we suspect that number will spurt up even higher over the next quarter. Among the companies losing share: LG, Motorola and HTC, losing 0.3, 0.8 and 0.2 percent, respectively.

Continue reading ComScore: iOS and Android market share continues to climb, RIM and Motorola continue to fall

ComScore: iOS and Android market share continues to climb, RIM and Motorola continue to fall originally appeared on Engadget on Mon, 02 Jul 2012 14:06:00 EDT. Please see our terms for use of feeds.

Permalink   |  ComScore  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/t2kB1ZsEfS4/

ashley olsen new apple tv sun flare love hewitt new ipad solar flare joseph kony 2012

News and Society: Pure Opinion Post Category | US Voter News ...

Article by Jackowiak Campanile

News and Society: Pure Opinion Post Category ? Publishing ? EBooks

Search by Author, Title or Content

Article ContentAuthor NameArticle Title

Home
Submit Articles
Author Guidelines
Publisher Guidelines
Content Feeds
RSS Feeds
FAQ
Contact Us

Learned Societies ? A new Starting ? Psychology &amp Approachby Stephen MylerSubjective: In this paper I wish to discuss your revival with the Learned Societies as some sort of intellectual freedom in the age of oppression related with free-thinking and intellectual objective. In this I hope to show that the present state of discourse has been stifled by rules and regulations not in contrast to that with the Church and State with the early sixteenth and seventeenth centuries within Europe and else-where.Texas Democrats : Protecting Ones Social Protection and Retirement Benefitsby Eric SchultzJust about the most humane insurance strategy of the united states is this Social Protection. It entails a number of societal welfare and/or social insurance software program programs like Federal Old age, Survivors and Disability Insurance coverage Unemployment Insurance, and Temporary Assistance to needy families.Texas Democrats : Genuinely Caring for Our Military Veteransjust by Eric SchultzOur soldiers are undoubtedly the bravest people who connected threat their existence and limb to protect our country wide borders together with guarantee a safe life for each of folks. But will do our state genuinely attend to them, whenever they are discharged from the armed variables either due to retirement or other motives.Top 10 Conditions Will Have an impact on Us Presidential Elections 2008by Eric SchultzThe United states of america will finish up holding their 56th quadrennial elections to elect their own new President and Vice-President on November 04, 2008.

The nominees with the two substantial parties, namely, the Democratic party along with the Republican Party (frequently called the Fantastic Old Party -GOP) are absolutely the significant contenders for any best positions. Ironically, GOP could be the second most ancient party in the us right after that Democratic Gathering.Why the united states 2008 Presidential Elections is typically Specialas a result of Eric SchultzThe Presidential elections in the united states of America is becoming held with November 04th, 08. The a couple significant politics parties contesting your elections get diametrically opposite views on significant factors, both domestic and international. On the world stage, the united states is typically believed to be the Your government of each single nation and its policies have an effect on international events, either positively you aren?t. For the following reason, it is closely watched by a number of nations world wide.A Pivotal Quantity of time in American Historical past ? Some sort of Spiritual Viewpointby Julie RedstoneNow, a lot more as compared to at any other time given that its founding, the likelihood exists for a new religious awakening to take location inside America that can bring her back to the condition and purity with the spiritual principles exactly where she was founded.

These ideas that combine within themselves possibly the most fundamental human concerns with the most elevated consciousness of eternal truths, have grown tarnished inside their application over years and decades with misuse, until they can be effortless to permit lip-service to but tough to see in your fullness of their total application.

Might be The Substantial A single ? Believe Just before you choose to Voteas a result of Woody ManleyBe confident to undertake lots of studying the following election ahead of you determine to vote, we do not ought to live in a socialist nation, a country that this government does everything for just anybody, was some of our country assembled on lazy, was that built on licking back in your idle boy, or had been it built on labor and creation, it was built by men and women who wanted liberty, people that wanted appropriate rights, men and women which wanted the good life for your youngsters and their own family members. Now that I have gotten that out, let?s speak slightly about that points that could happen?

Take a look at the finest las vegas std testing and see the amazing Aerospace NDT

Discover Much more News And Society Articles

About the Author

If you wish to know more about the author and explore his thoughts, please go and visit site

Use and distribution of this article is subject to our Publisher Guidelines

whereby the original author?s information and copyright must be included.

Jackowiak Campanile

RSS Feed

Report Article

Publish Article

Print Article

Add to Favorites

Article Directory
About
FAQ
Contact Us
Advanced Search
Privacy Statement
Disclaimer

GoArticles.com

2013 lincoln mkz burger king mary j blige google project glass google goggles one tree hill projectglass stock act

rick perry ad dragnet dragnet immaculate conception immaculate conception rule 5 draft lindsay lohan playboy cover

Motorola Xoom 2 says buongiorno to Alitalia's cockpits and cabins (video)

It won't just be Apple and Samsung cornering the in-air tablet market -- Motorola has scored a deal with Alitalia to put the Xoom 2 into every aspect of the Italian airline's flights. Passengers riding high in the Business and Magnifica classes on longer Middle Eastern and Russian flights will now get to use the Android slate if the aircraft doesn't already have an in-flight entertainment system. At the front, attendants will get a passenger manifest app that lets them scratch travelers' itches based on their flight history. And just to form the triumvirate that Italy loves so well, Alitalia will outfit 10 of its lounges with the current Xoom to keep well-heeled passengers on top of the news before they board. There's no word on expansion plans that would let us play FIFA on that next JFK-to-Rome trip, but we can always brush up on our Italian through an illustrative video below.

Continue reading Motorola Xoom 2 says buongiorno to Alitalia's cockpits and cabins (video)

Motorola Xoom 2 says buongiorno to Alitalia's cockpits and cabins (video) originally appeared on Engadget on Wed, 20 Jun 2012 05:05:00 EDT. Please see our terms for use of feeds.

Permalink   |   | Email this | Comments

swizz beatz mpaa south carolina debate lauren scruggs william shatner seattle weather skier sarah burke